This Privacy Notice describes the privacy practices of Aqua Home Loans (“Aqua Home Loans Inc”, “AHL,” “Our”, “Us” or “We”). Aqua Home Loans is committed to maintaining the confidentiality and privacy of your personal information.
This Privacy Notice describes what personal information we collect about you on our websites and mobile application and how we disclose, use, share and protect your personal information and how we collect personal information from you.
Please read this Privacy Notice carefully as it governs how information is collected through & by the Aqua Home Loans Website and Mobile Application (collectively referred to as “the Site”) and how that information may be used and shared. By accessing or using any Aqua Home Loans Site, you agree to the collection, use and disclosure of information in accordance with this Privacy Notice.
SMS opt-in is not shared.
We also collect information about you through your computer or mobile device by the use of cookies and similar tracking technologies.
We collect both non-personally identifiable information and personal information. This includes, but is not limited to, the following:
We use personally identifiable and non-personally identifiable information that we collect from you to:
We may also use your information for business purposes such as:
We may share the information we collect about you with affiliates and non-affiliated third parties in the following situations:
Notwithstanding anything else in the Privacy Notice, we may disclose aggregate or non-personally identifying information about the users of our Site with third parties for marketing, advertising, research, or other business purposes.
We retain all information in-house except when required to disclose it to our business partners when necessary for lending and/or servicing purposes. Such partners include title and escrow companies and appraisal services
When you apply for a mortgage loan from us, you have choices regarding the sharing of some personal information, and that notice is provided to you at the time of initial disclosure.
Reasons we can share your personal information
For our everyday business purposes -- to offer our products and services to you/ Does Aqua Home Loans share? YES/ Can you limit this sharing? NO
For our marketing purposes --/ Does Aqua Home Loans share? NO/ Can you limit this sharing? We Don't Share
For joint marketing with other financial companies/ Does Aqua Home Loans share? NO/ Can you limit this sharing? We Don't Share
For our affiliates' everyday business purposes -- information about your transactions and experiences/ Does Aqua Home Loans share? NO/ Can you limit this sharing? We Don't Share
For our affiliates' everyday business purposes -- information about your creditworthiness/ Does Aqua Home Loans share? NO/ Can you limit this sharing? We Don't Share
For our affiliates to market to you/ Does Aqua Home Loans share? NO/ Can you limit this sharing? We Don't Share
For nonaffiliates to market to you such as to process your transactions, maintain your account(s), responds to court orders and legal investigations, or report to credit bureaus/ Does Aqua Home Loans share? NO/ Can you limit this sharing? We Don't Share
We retain information we collect as described in this Privacy Notice in accordance with applicable law to fulfill the purpose(s) for which it was collected, provide our services, resolve disputes, establish legal defenses, conduct audits, pursue legitimate business purposes, enforce our agreements, or to otherwise carry out our legal obligations.
Aqua Home Loans uses a variety of online tracking technologies to collect information when you visit or use our website or mobile application to improve your experience. These tools include:
When you browse or visit our Site, we may collect information about your use of our Site through these technologies. This information could include your browser type and language, access times, and the address of the Site from which you arrived. We may also collect information about your Internet Protocol (IP) address, click stream behavior (e.g., the pages you view, the links you click, and other actions you take).
The information we collect may be used to analyze user behavior and trends; identify usability issues and areas for improvement; enhance the functionality and user-friendliness of our Site; evaluate the effectiveness of our content and features.
We may collect information about your online activities over time and across different Sites when you use our Site.
Third-party advertisers, including Google, may also use cookies to collect non-personally identifiable information from your browser, such as pages you visited, tools you have interacted with, the channel or method in which you arrived on our Site, etc., so that they can tailor the ads you see to your preferences and behaviors. Third-party cookies may also track the number of ad impressions, other uses of ad services, and interactions with these ads.
By continuing to browse on our Site, you are consenting to the use of cookies for personalization and advertising purposes. To learn more about this online advertising or to opt-out of this type of advertising, please click on the following links: http://optout.networkadvertising.org or https://optout.aboutads.info.
For the Mobile App, you can learn more about which third parties have currently enabled cookies for your mobile device and how to opt-out of some of those cookies by accessing the following website at http://www.networkadvertising.org/mobile-choices from your mobile device. On your mobile device you may also select “Limit Ad Tracking” (on iOS devices) or “Opt out of Interest-Based Ads” (on Android).
For instructions on disallowing cookies for the following web browsers, click the link with the name of your web browser below:
For any other web browsers, please check what settings may be available to you for disallowing cookies.
Even if you disable tracking, keep in mind that you may still receive interest-based advertising, including from third parties with whom your information had been previously disclosed or advertising from third parties that is not based on your behavior, interests, and preferences.
The Site does not respond to browser “Do Not Track” signals.
The Site may contain links to third-party websites. Aqua Home Loans disclaims liability for any information, materials, products or services posted or offered at any of the third-party websites linked on the site. By creating a link to a third-party website, Aqua Home Loans does not endorse or recommend any products or services offered or information contained at the website, nor is Aqua Home Loans liable for any failure of products or services offered or advertised at those websites. Aqua Home Loans may remove any third-party link at any time. If you follow links to third-party sites not affiliated with Aqua Home Loans, you should review their privacy and security policies and other terms and conditions, as they may be different from those of our Site and be less secure. If you decide to visit a third-party website via a link contained on Aqua Home Loans’s Site, you do so at your risk.
If you have any questions about this Privacy Notice, please contact us at 1-808-270-1111.