Aqua Home Loans #1830763/324325

Purchase Documents Checklist

Quick Contact Request

*By checking this box & providing your phone# & submitting to us by clicking below, you agree to receive mortgage related text messages from Aqua Home Loans & you also agree to our Privacy Policy. Consent is not a condition of service. Message and data rates may apply. Message frequency varies. You can reply HELP for help or STOP to cancel at any time.
 

Below is a general list of documents to apply for a Purchase loan, but ask one of our loan offficers if you are eligible for a streamlined documents list to get you started!

Purchase Checklist

Home Loan Timeframe.

- Generally 3-5 weeks, but some loans can take up to 8 weeks

Home Loan Closing costs.

- Closing costs generally range between 0 and 3 % of loan amount
- No cost option may be available.

Documents needed for Purchase Loan.

- Purchase Agreement & Earnest Money Deposit Receipt
- Gov't issued Photo ID
- W-2 for the previous 2 years
- Paystubs covering 30 days period
- 2 most recent bank statements on all depository accounts
- Homeowners' insurance information (agent's name and phone number or Insurance Declarations page)
- Personal tax returns for the previous 2 years
- Landlord information of all residences within the past 2 years

+ Self Employed Borrowers only:

- Business tax returns for the previous 2 years
- Business Licenses covering a 2 year period
- Year-to-date profit and loss statement (P&L)

+ If Applicable:

- Final divorce decree
- Proof of child support receipt and continuance
- Full bankruptcy filing
- Bankruptcy discharge
- Copy of a Green Card
- Copy of SSN card
- Disability Award Letter
- SSI Award Letters
- Pension Award and Continuance Letters